The YES BANK ACE Credit Card is a credit card offered by YES BANK, a prominent private sector bank in India. This card is designed to provide various benefits and rewards to cardholders. Here are some key features and benefits of the YES BANK ACE Credit Card:
- Reward Points: Cardholders earn reward points on every transaction made using the card. These points can be redeemed for a wide range of rewards including merchandise, gift vouchers, travel bookings, etc.
- Lifestyle Benefits: The card may offer lifestyle benefits such as discounts on dining, shopping, entertainment, and travel expenses.
- Fuel Surcharge Waiver: Cardholders may enjoy a waiver on fuel surcharges at select fuel stations when using the YES BANK ACE Credit Card for fuel transactions.
- Airport Lounge Access: Depending on the specific variant of the card, cardholders may also get complimentary access to domestic and international airport lounges.
- Insurance Coverage: Some variants of the card may provide insurance coverage such as air accident insurance, lost card liability insurance, and more.
- EMI Options: Cardholders may have the flexibility to convert high-value transactions into easy monthly installments (EMIs) with attractive interest rates.
- Contactless Payments: The card may support contactless payments for faster and secure transactions.
It’s important to note that the exact features, benefits, and eligibility criteria for the YES BANK ACE Credit Card can vary based on the specific variant of the card and the current offerings from YES BANK. Prospective cardholders should refer to the official YES BANK website or contact the bank directly for the most accurate and up-to-date information.
Yes Bank ACE Credit Card Benefits
| Rewards Subscriptions Plans | Subscription Plan 1 Subscription Plan 2 |
| This Card is Rewarding | 8 YES Rewardz Pointsc : On every INR 200 for Onlinea Shopping (except on Select categories) 4 YES Rewardz Pointsc : On every INR 200 for Offlinea Shopping (except on Select categories) 2 YES Rewardz Pointsc : On every INR 200 on Selectb categories. Air Miles: 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point |
Note: Reward Points will not be awarded for UPI transactions on RuPay Credit Card, Fuel transactions, Cash withdrawals and transactions converted into EMI
Maximum cap of 5000 reward points per statement cycle
Yes Bank ACE Credit Card Eligibility Criteria
The person who fulfill Yes Bank ACE Credit Card Conditions, they can apply for this card. The person should have….
- Minimum Age 21 Years
- Maximum Age 60 Years
- Both apply Salaried and Self Employee Person
- Those people who are salaried person, the minimum salaries should be Rs. 25,000
- Those people who are Self Employee, they should have filled ITR, minimum Rs. 7.5 Lakh or above.
Those people who fulfill these conditions, they can apply for this card. If you not satisfied this information, visit https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/ace-credit-card
Yes Bank ACE Credit Card Fees and Charges
Before apply Yes Bank ACE Credit Card, you might know about the fees and charges of this card. When the card issue, you might pay these fees and charges to bank.
- First Year Membership Fee of INR 399, reversed on spends of INR 5,000 within 30 days of card set up
- Renewal Membership Fee of INR 399, reversed on spends of INR 50,000 within 12 months prior to the renewal
- 3.80% per month (45.6% annually) on Revolving Credit, Cash Advances and Overdue Amount and Interest rate of 2.49% (29.88% annually) on Revolving Credit, Cash Advances & Overdue Amount for Credit Cards issued against Fixed Deposit.
- Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Rental and Wallet transactions greater than Rs 1. Please note that rental transactions are capped at 3 per 30 days period e
FAQ for Yes Bank ACE Credit Card
What is the YES Bank ACE Credit Card?
The YES Bank ACE Credit Card is a premium credit card offered by YES Bank, providing various benefits and rewards for cardholders.
What are the key features of the YES Bank ACE Credit Card?
The key features typically include reward points on transactions, dining and travel benefits, fuel surcharge waiver, airport lounge access, and insurance coverage.
What are the eligibility criteria to apply for the YES Bank ACE Credit Card?
Eligibility criteria usually include a minimum age requirement, a minimum income criterion, and a good credit score. Specific details can be obtained from YES Bank’s official website or customer service.
What are the documents required to apply for the YES Bank ACE Credit Card?
Commonly required documents include identity proof, address proof, income proof, and passport-sized photographs. The exact list may vary, so it’s best to check with YES Bank for specific requirements.
What are the rewards and benefits of the YES Bank ACE Credit Card?
Rewards and benefits typically include reward points on spending, milestone rewards, discounts on dining and shopping, complimentary airport lounge access, fuel surcharge waivers, and insurance coverage.
Is there an annual fee for the YES Bank ACE Credit Card?
Yes, most credit cards have an annual fee. However, some cards may offer a waiver on the annual fee based on spending criteria or promotional offers. Details about the annual fee can be found on YES Bank’s website or by contacting their customer service.
How can I redeem the reward points earned with the YES Bank ACE Credit Card?
YES Bank usually provides various options for redeeming reward points, such as shopping vouchers, airline miles, cashback, or merchandise. Cardholders can typically redeem points online through the bank’s rewards portal.
Is there a limit on the number of reward points I can earn with the YES Bank ACE Credit Card?
Yes, credit cards often have a cap or limit on the number of reward points that can be earned within a specific period or on certain categories of spending. Details about reward point limits can be found in the card’s terms and conditions.
What should I do if my YES Bank ACE Credit Card is lost or stolen?
If your card is lost or stolen, immediately contact YES Bank’s customer service to report it. They will guide you through the process of blocking the card and issuing a replacement.
Can I track my expenses and manage my YES Bank ACE Credit Card online?
Yes, most banks offer online banking services where cardholders can track their expenses, manage payments, view statements, and access other card-related services conveniently.
Conclusion
A conclusion for a blog about the Yes Bank ACE Credit Card could summarize the key points and benefits of the card. Here’s an example:
“In conclusion, the Yes Bank ACE Credit Card offers a range of benefits that make it a valuable choice for individuals looking for a versatile and rewarding credit card. With features like accelerated reward points, airport lounge access, fuel surcharge waivers, and exclusive discounts, this card caters to diverse spending needs while providing convenience and savings.
Whether it’s earning rewards on everyday purchases or enjoying travel privileges, the Yes Bank ACE Credit Card stands out as a comprehensive financial tool that enhances the lifestyle of cardholders. Consider exploring the advantages of this card to elevate your banking experience.”